Step into the World of Banking Simplified <span>with <b>Sumanta</b></span> Step into the World of Banking Simplified <span>with <b>Sumanta</b></span>

Step into the World of

Banking Simplified with Sumanta

Institutional Training & Strategic Advisory. Elevating Organisational wisdom through practitioner led insights & mastery.

From Banking Knowledge to Practical Insight <span>with <b>Sumanta</b></span> From Banking Knowledge to Practical Insight <span>with <b>Sumanta</b></span>

From Banking Knowledge to

Practical Insight with Sumanta

Practical learning and advisory for today's BFSI professionals.

Trusted by Clients

XIM-B
IBS
HFT
SBI
Praxis
About Sumanta

About Sumanta

I’m Sumanta Chakraborty—Ex–Head Credit Risk at Bandhan Bank and Vice President Corporate Credit at SBI—now a banking educator , mentor, and corporate trainer in India for students, professionals, and institutions craving real-world knowledge beyond textbooks.

For 18+ years, my world revolved around decisions that shaped businesses, families, and entire industries. Credit wasn’t mere calculation—it was responsibility. Risk wasn’t just a department—it was the quiet voice demanding honesty. Today, I deliver that voice to shape our youth —unrivaled banking mastery from the top.

From the Boardroom to the Classroom

Years of Experience <br> Banking Experience

18+

Years of Experience
Banking Experience

Years as  CRMC <br>Convenor

10+

Years as CRMC
Convenor

Executive Board Meetings

50+

Executive Board Meetings

Credit Approval Committee Meetings

500+

Credit Approval Committee Meetings

Services We Provide

Expert banking advisory, training, and strategic insights.

Corporate Training & BFSI Workshops

Tailored upskilling programs for Banks, SFBs, and NBFCs, focusing on operational excellence and team productivity.

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Corporate Training & BFSI Workshops

Strategic Consultation on Credit & Risk

Strategic review of Credit Policies, Risk Frameworks, and Portfolio Stress Testing (including Climate Risk/SCR overlays).

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Strategic Consultation on Credit & Risk

Subject Matter Expert Advisory

On-demand banking expertise for global research platforms and institutional investors.

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Subject Matter Expert Advisory

Visiting Faculty

Industry-integrated banking sessions bridging classroom learning with real-world practice.

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Visiting Faculty

Industries &
Audience

Bringing together banking expertise, academia, research, and leadership to create meaningful industry impact.

  • Banking Professionals Banking Professionals
  • BFSI Trainees BFSI Trainees
  • Small Entrepreneurs Small Entrepreneurs
  • MBA Students MBA Students
  • B-Schools B-Schools

Organisations
Worked with

  • State Bank of India

    State Bank of India

    (Vice President, Corporate Credit)
    FY 2008 - FY 2015

  • Bandhan Bank

    Bandhan Bank

    (Head Credit Risk)
    FY 2015- FY 2026

  • Indian Institute of Foreign Trade (IIFT)

    Indian Institute of Foreign Trade (IIFT)

    Guest Sessions, FY 2026

  • Praxis Business School

    Praxis Business School

    Guest Sessions, FY 2026

Why Choose Sumanta

Expert Advisory Endorsed by Industry Leaders

Credit and Risk Advisory
Credit and Risk Advisory

18+ Years as senior banker, who shaped corporate credit strategies and led Risk mastery across India's dynamic banking landscape.

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Recommended by top Industry seniors - battle-tested insights from credit and risk frontlines, simplifying complex banking concepts-made easy for all.

Endorsed by Banking Leaders
Endorsed by <strong>Banking Leaders</strong>
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Industry Leaders Say
About Sumanta

Success Speaks
Santanu Mukherjee

Santanu Mukherjee

Veteran Banker, Director, Industry Leader, Ex-MD of State Bank of Hyderabad

Sumanta was an excellent and energetic executive in the leadership role of Bandhan Bank with depth of knowledge in banking with special emphasis on risk management and credit controls. He is extremely innovative in handling important issues of Banking. I am sure he will earn success wherever he involves himself.

Ratan Kesh

Ratan Kesh

Veteran Banker, Industry Leader, Director, Executive Director & COO-Bandhan Bank, Ex- Axis Bank

It has always been a pleasure working with Sumanta and at a personal level, I found him to be knowledgeable, committed, articulate having expertise to add value to his domain. His ability to break down complex banking concepts with clarity and precision always enhanced stakeholder’s understanding.

Deepankar Bose

Deepankar Bose

Veteran Banker, Director, Industry Leader, Ex-CGM, SBI & Head CC, Bandhan Bank

It has always been a pleasure working with Sumanta since he brings profound knowledge and clarity to the domains of credit & risk management. His ability to elucidate complex banking concepts with clarity and precision, always facilitate better understanding among stakeholders.

Biswajit Das

Biswajit Das

Veteran Banker, Senior Business & Risk Leader, Ex- ICICI, CRO, CTO-Bandhan Bank

Sumanta has played a stellar role in setting up the Credit Risk function in Bandhan Bank. He has been bestowed with an important capability to break down the complex risk topics into chewable bits which becomes very easy for the risk owners to absorb and implement. He displays tenacity, perseverance and aptly mix his functional and managerial aptitude to take matters of importance to a befitting conclusion.

Prof. Bibek Ray Chaudhuri

Prof. Bibek Ray Chaudhuri

Professor at Indian Institute of Foreign Trade. Head of Economics Division.

The sessions are well conducted covering topics relevant for Masters in Economics students and how their knowledge is utilised in Banking. Thanks for conducting such an illuminating session.

Amitava Mukherjee

Amitava Mukherjee

Senior Industry Specialist. Equity Partner KPMG, Financial Risk Management

I strongly recommend Sumanta for his profound understanding of banking processes, regulatory frameworks and risk management, developed through his extensive experience with SBI and Bandhan Bank. His ability to simplify complex banking concepts and adapt the level of detail to suit diverse audiences demonstrates his exceptional communication and thought leadership skills.

Saurabh Jain

Saurabh Jain

Senior Banker, Head of Business, Lending Kart. Ex- ICICI, ABN-Amro, Deutsche & Bandhan Bank.

I’ve known Sumanta for more than 7 years. Earlier with the largest Bank and later with a new age Private bank has given him a well-rounded experience in Credit Risk. From Micro finance and small ticket retail loans to Commercial banking and Institutional lending. He has aided in launch and scale up of various products. He never let his calmness take the better of his stand on matters which needed to have a counter view and opinion. There’s lots that one can learn by just spending few hours with him.

Achira Bhowmik

Achira Bhowmik

Senior Banker, Vice President-Citi. Ex- Bank of Baroda

Sumata is a very knowledgeable and thorough professional with a deep understanding of all the nuances of his subject. Having worked for over 17 years in Banking, his forte is to make the subject simple and easy to comprehend. He always had a flair for teaching, making the most complicated concepts simple breaking down it into parts that are easy to understand and relate. Have always known that his passion is to spread his knowledge. Wishing him the very best!

Shilpi Kanoria

Shilpi Kanoria

Senior Advisor, South Asia- Climate Bond Initiative. Ex- VP, SBI Caps, Ex- IndusInd Bank.

I have been interacting with Sumanta da since his stint with SBI. He has always been conceptually very sound and more importantly, makes banking simple and easy for the clients. Communication is his strong point and he has the ability to put his points forth in a logical and easy to understand manner which enables one to move towards a win-win solution.

Ranjit Dash

Ranjit Dash

Senior Banker, Credit Head, AGM-ICICI

I know Sumanta for more than a decade as a colleague as well as a peer. What stands out about Sumanta is his strong analytical mind which helps him to relate theoretical concepts effortlessly to practical problems. With almost two decades of experience as a senior banker in credit and risk function with engagements at various levels starting with a junior credit analyst to highest level of Board of Directors of a universal bank as well as Regulators has helped him to hone his knowledge and skills. These attributes combined with his natural creative persona will certainly guide him to professional success in the field of education and mentoring. I wish him all the best for his future endeavours.

Partha Ray, FIII

Partha Ray, FIII

Industry Specialist. Senior Consultant, Cognizant.

Sumanta Chakraborty is a doyen in the field of banking and finance with in-depth knowledge and expertise in credit and risk. He demonstrated his razor-sharp analytical skills and exceptional leadership capabilities in his 18+ years of distinguished career with many feathers in his cap.

Nilanjana Biswas Mukherjee

Nilanjana Biswas Mukherjee

Ex Director- Delloite. Head ECL & Model Validation- Tata Capital

Sumanta Chakraborty is a seasoned banker with exceptional judgment and a sharp command of risk management. His ability to anticipate challenges, balance prudence with growth, and make data-driven decisions consistently delivers strong outcomes. With a calm, disciplined approach and deep industry insight, he is a trusted leader in navigating complex financial environments.

Our Blogs

Insights, trends, and ideas to help you stay ahead.

  • The Questions Every Credit Committee Should Ask

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  • The biggest hurdle in grassroot MSME lending? “Kagaj nahi dikhayenge.”

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Media

Expert perspectives on Banking Excellence

Functional and Industry Expertise for your Excellence in BFSI domain.

Each session is designed to inspire, educate, and empower your banking and finance quotient. Take the next step towards a stronger footprint in BFS domain.

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