Our Blog
By Sumanta
Climate Risk in Banking: Why It Matters for Credit & Financial Stability
Most of us check the weather forecast before a long drive. A few minutes of checking can save a ruined...
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By Sumanta
The Questions Every Credit Committee Should Ask
A strong Credit Committee does more than approve or reject a loan. It tests the assumptions behind an appraisal, challenges...
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By Sumanta
The biggest hurdle in grassroot MSME lending? “Kagaj nahi dikhayenge.”
In the unorganized sector or in the Bottom of the Pyramid lending, the “Paper Trail” is often a dead end....
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By Sumanta
We are moving towards a 7-day credit bureau reporting cycle
yet the “Velocity of Debt” may still outrun the “Speed of Data.” In my 18 years of analyzing credit &...
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By Sumanta
Eastern and Western UP: A curious case of Microfinance.
Look at the data. The legend of UP microfinance has been rewritten. For more than a decade, the playbook was...
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By Sumanta
After months of hustle — designing, discarding, writing, re‑writing, proof‑reading — the wait finally ends.
🎯Website Is Live Now❤️ After months of hustle — designing, discarding, writing, re‑writing, proof‑reading — the wait finally ends. Here...
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By Sumanta
Simplification, Embracing the unknown, or The microfinance paradox?
Saturday evening, 7:00 pm. While most people were dating Netflix, I was dating 200+ future leaders at XIM-B Rural Management 😄...
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By Sumanta
Climb beyond your Job description
I am lucky to get a chance to set up things in a Universal Bank where I didn’t have any...
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By Sumanta
IICA Online Proficiency Self-Assessment Test for Independent Directors!
Thrilled to share that I’ve qualified the IICA Online Proficiency Self-Assessment Test for Independent Directors!🚀 My deep liking for corporate...
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By Sumanta
There’s a big gap between finance & banking modules.
Having only a Finance Module may not be sufficient for a B-School curriculum. There’s a big gap between finance & banking modules....
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Recent Blogs
Climate Risk in Banking: Why It Matters for Credit & Financial Stabilit...
The Questions Every Credit Committee Should Ask...
The biggest hurdle in grassroot MSME lending? “Kagaj nahi dikhayenge.”...
We are moving towards a 7-day credit bureau reporting cycle...
Eastern and Western UP: A curious case of Microfinance....