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Expert banking advisory, training, and strategic insights.
Expert banking advisory, training, and strategic insights.
Visiting Faculty

Visiting Faculty

Bringing Real Banking into the Classroom

My 18+ years of senior banking experience spans over corporate credit, retail lending, credit risk, governance, microfinance, and sustainable finance. As a Visiting Faculty and Domain Expert, I use this practitioner perspective to make complex banking concepts easier to understand, discuss, and apply.

My sessions connect academic knowledge with the way banks actually recruit, evaluate, and develop young professionals. They also prepare students for the BFSI workplace.

I have conducted academic sessions at institutions including IIFT, XIMB, Praxis Business School, and ICFAI Business School, covering subjects from Climate Risk and Sustainable Finance to Microfinance, Commercial Credit, Corporate Lending, Credit Risk Management, and Governance.

What I Teach

The curriculum can be adapted to the programme, student level and academic objectives of the institution.

Banking Foundations
Banking Foundations

Credit governance, regulatory frameworks and the fundamentals of how banking institutions make lending and risk decisions.

Credit Appraisal & Analysis
Credit Appraisal & Analysis

Credit appraisal through the 5Cs framework, MPBF, DSCR, financial statement analysis and the credit lifecycle.

Credit Risk Management
Credit Risk Management

Basel standards, PD and LGD concepts, stress testing, portfolio risk and NPA management.

Banking Governance
Banking Governance

Board dynamics, risk appetite, governance frameworks and regulatory compliance, informed by experience at senior institutional and board-level forums.

Sustainable Finance & Climate Risk
Sustainable Finance & Climate Risk

TCFD, ESG integration, green bonds and climate stress testing, bringing current sustainability considerations into the banking context.

Management Through a Banking Lens
Management Through a Banking Lens

Understanding management, decision-making and organisational behaviour through the practical framework of banking and credit.


These subjects are specifically identified in the academic profile as areas Sumanta brings into the MBA and Banking & Financial Services classroom.

The Practitioner Advantage
Building BFSI-Ready Talent

Students learn differently when concepts are connected to situations that professionals actually face.

Advantage
  • Industry Understanding

    Understand how banks work, how they make money, where credit and risk fit into the business, and how the BFSI sector is evolving.

  • Role Awareness

    Get familiar with roles across Corporate Banking, Retail Banking, Risk, Wealth Management, Strategy and other BFSI functions.

  • Interview-Ready Thinking

    Learn how to approach technical, behavioural, situational and macroeconomic questions with structured thinking rather than memorised answers.

  • Personal Storytelling

    Turn internships, projects and academic experiences into clear, relevant interview narratives.

  • Recruiter-Aligned Communication

    Learn to communicate with clarity, structure and confidence, while bringing a commercial perspective to answers.

  • Mock Interview Experience

    Experience realistic BFSI interview situations, followed by detailed feedback on what worked and what needs improvement.

Experience Behind the Classroom

18+

Years of Senior Banking Experience

500+

Credit Approval Committee Meetings

50+

Board Meetings

10+

Years as CRMC Convenor

These experiences give Sumanta a perspective that goes beyond textbook examples. He has participated in high-stakes credit decisions, worked on institutional risk frameworks, and contributed to board-level risk and policy discussions.

Academic Engagements

Where I've Shared My Banking Experience
Climate Risk & Sustainable Finance

Climate Risk & Sustainable Finance

Microfinance & Financial Inclusion

Microfinance & Financial Inclusion

Commercial Credit & Corporate Lending

Commercial Credit & Corporate Lending

Credit Risk Management & Governance

Credit Risk Management & Governance

Who is this For?
Built for Institutions. Designed for Outcomes.

Academic institutions need more than subject expertise. They need learning that helps students become industry-ready and placement-ready.

  • MBA & Management Programmes

    Especially programmes specialising in Finance, Banking and Financial Services.

  • Banking & Finance Students

    Students looking to understand credit, lending, risk and governance beyond academic frameworks.

  • Banking & Finance Students

    Students looking to understand credit, lending, risk and governance beyond academic frameworks.

  • Executive Education

    Institutions looking to bring experienced banking practitioners into executive or professional learning programmes.

Bring Banking Practice into Your Classroom

If you are looking for a Visiting Faculty member who can bring real banking decisions, credit experience, risk thinking, and boardroom perspective into the classroom, I’d be happy to explore an academic engagement with your institution. The goal isn’t just knowledge. It’s readiness.

Invite Sumanta as Visiting Faculty
Book Your Appointment

Book Your Appointment

Step into the World of Banking Simplified with Sumanta.
Book Lecture Session

Industry Leaders Say
About Sumanta

Success Speaks
Santanu Mukherjee

Santanu Mukherjee

Veteran Banker, Director, Industry Leader, Ex-MD of State Bank of Hyderabad

Sumanta was an excellent and energetic executive in the leadership role of Bandhan Bank with depth of knowledge in banking with special emphasis on risk management and credit controls. He is extremely innovative in handling important issues of Banking. I am sure he will earn success wherever he involves himself.

Ratan Kesh

Ratan Kesh

Veteran Banker, Industry Leader, Director, Executive Director & COO-Bandhan Bank, Ex- Axis Bank

It has always been a pleasure working with Sumanta and at a personal level, I found him to be knowledgeable, committed, articulate having expertise to add value to his domain. His ability to break down complex banking concepts with clarity and precision always enhanced stakeholder’s understanding.

Deepankar Bose

Deepankar Bose

Veteran Banker, Director, Industry Leader, Ex-CGM, SBI & Head CC, Bandhan Bank

It has always been a pleasure working with Sumanta since he brings profound knowledge and clarity to the domains of credit & risk management. His ability to elucidate complex banking concepts with clarity and precision, always facilitate better understanding among stakeholders.

Biswajit Das

Biswajit Das

Veteran Banker, Senior Business & Risk Leader, Ex- ICICI, CRO, CTO-Bandhan Bank

Sumanta has played a stellar role in setting up the Credit Risk function in Bandhan Bank. He has been bestowed with an important capability to break down the complex risk topics into chewable bits which becomes very easy for the risk owners to absorb and implement. He displays tenacity, perseverance and aptly mix his functional and managerial aptitude to take matters of importance to a befitting conclusion.

Prof. Bibek Ray Chaudhuri

Prof. Bibek Ray Chaudhuri

Professor at Indian Institute of Foreign Trade. Head of Economics Division.

The sessions are well conducted covering topics relevant for Masters in Economics students and how their knowledge is utilised in Banking. Thanks for conducting such an illuminating session.

Amitava Mukherjee

Amitava Mukherjee

Senior Industry Specialist. Equity Partner KPMG, Financial Risk Management

I strongly recommend Sumanta for his profound understanding of banking processes, regulatory frameworks and risk management, developed through his extensive experience with SBI and Bandhan Bank. His ability to simplify complex banking concepts and adapt the level of detail to suit diverse audiences demonstrates his exceptional communication and thought leadership skills.

Saurabh Jain

Saurabh Jain

Senior Banker, Head of Business, Lending Kart. Ex- ICICI, ABN-Amro, Deutsche & Bandhan Bank.

I’ve known Sumanta for more than 7 years. Earlier with the largest Bank and later with a new age Private bank has given him a well-rounded experience in Credit Risk. From Micro finance and small ticket retail loans to Commercial banking and Institutional lending. He has aided in launch and scale up of various products. He never let his calmness take the better of his stand on matters which needed to have a counter view and opinion. There’s lots that one can learn by just spending few hours with him.

Achira Bhowmik

Achira Bhowmik

Senior Banker, Vice President-Citi. Ex- Bank of Baroda

Sumata is a very knowledgeable and thorough professional with a deep understanding of all the nuances of his subject. Having worked for over 17 years in Banking, his forte is to make the subject simple and easy to comprehend. He always had a flair for teaching, making the most complicated concepts simple breaking down it into parts that are easy to understand and relate. Have always known that his passion is to spread his knowledge. Wishing him the very best!

Shilpi Kanoria

Shilpi Kanoria

Senior Advisor, South Asia- Climate Bond Initiative. Ex- VP, SBI Caps, Ex- IndusInd Bank.

I have been interacting with Sumanta da since his stint with SBI. He has always been conceptually very sound and more importantly, makes banking simple and easy for the clients. Communication is his strong point and he has the ability to put his points forth in a logical and easy to understand manner which enables one to move towards a win-win solution.

Ranjit Dash

Ranjit Dash

Senior Banker, Credit Head, AGM-ICICI

I know Sumanta for more than a decade as a colleague as well as a peer. What stands out about Sumanta is his strong analytical mind which helps him to relate theoretical concepts effortlessly to practical problems. With almost two decades of experience as a senior banker in credit and risk function with engagements at various levels starting with a junior credit analyst to highest level of Board of Directors of a universal bank as well as Regulators has helped him to hone his knowledge and skills. These attributes combined with his natural creative persona will certainly guide him to professional success in the field of education and mentoring. I wish him all the best for his future endeavours.

Partha Ray, FIII

Partha Ray, FIII

Industry Specialist. Senior Consultant, Cognizant.

Sumanta Chakraborty is a doyen in the field of banking and finance with in-depth knowledge and expertise in credit and risk. He demonstrated his razor-sharp analytical skills and exceptional leadership capabilities in his 18+ years of distinguished career with many feathers in his cap.

Nilanjana Biswas Mukherjee

Nilanjana Biswas Mukherjee

Ex Director- Delloite. Head ECL & Model Validation- Tata Capital

Sumanta Chakraborty is a seasoned banker with exceptional judgment and a sharp command of risk management. His ability to anticipate challenges, balance prudence with growth, and make data-driven decisions consistently delivers strong outcomes. With a calm, disciplined approach and deep industry insight, he is a trusted leader in navigating complex financial environments.