There’s a big gap between finance & banking modules.

Having only a Finance Module may not be sufficient for a B-School curriculum.

There’s a big gap between finance & banking modules.

Two are not same – finance education largely focuses on theories of market, investment and valuations where as Banking centres on real world applications of credit, liquidity, capital, regulatory frameworks, governance, risk management, etc.

Being “bank-ready” means understanding how this industry actually works — not how textbooks only describe it. Unless the aspiring bankers understands industry practices, classroom learning becomes theoretical to a large extent. Then a fresh post-graduate joins a bank and feels like they’ve landed on another planet.

Here’s a simple example that many finance students face on Day 1:

You may know accounting.
You may know how to prepare a balance sheet.
You may even have topped the exam.

But in real-world credit appraisal in banking, the first thing you have to do is reclassify that balance sheet into the CMA format.

Most students have never even heard of this. Not because they’re not smart — but because it’s not a part of their module.

The disconnect is simple:

B-schools don’t need case studies only. They need more and more industry context.

#BankingModule#BankingReady#BankingSimplifiedwithSumanta#Credit#CreditRisk#ClimateRisk#RBICircular#RegulatoryCompliance